HVAC Financing
We’re pleased to let you know that financing options are available through Wells Fargo and several other trusted providers like Microf, Lendmark, Breeze and RTO National to help make your purchase more convenient and affordable. These programs are designed to give you greater flexibility in managing your budget while still getting the comfort solutions you need. For complete details, specific terms, and personalized assistance, please contact us directly and we’ll be happy to guide you through the available options.
Microf Financing
Hassle-free financing, reasonable payments and terms with our rent to own equipment leasing program.
Lendmark Financing
Lendmark makes borrowing easy, convenient, and affordable with fast, local loan solutions. We will quickly review your financial picture and give you the best possible rates and terms available. We will work with you to provide monthly payments that fit your budget.
Our loans are as individual as the people who apply for them! Your Personal Loan is Waiting at Lendmark Financial Services. If you need money, we can help!
Breeze Lease Purchase is a lease-purchase provider with a focus on home comfort systems.
Benefits:
- No Credit Needed
- Instant Approvals Starting at $8,000
- 3, 6, and 9 Month Express Pay Options
- Easy, Secure Online Application
Minimum Requirements:
- Own your own home, are current on your mortgage, and reside at the address where the property will be installed.
- Employed with your current job at lease 6 months - Retired or Disabled
- Monthly Gross Household income $2,750 or greater
- Open checking account with positive balance and no NSFs for the last 90 days.
O'Quinn Heating & Air offers a flexible lease-to-own option for HVAC systems through our partner, RTO National. This program gives you access to the comfort you need—without a credit check, no early buyout penalty, and no cancellation fees.
How It Works
1. Select the Right HVAC System
Choose a new heating and cooling system that fits your home and comfort needs. We’ll guide you through the options and help match you with the right unit.
2. Apply Instantly—No Credit Needed
Apply online or in-store. There’s no impact to your credit score, and approval is instant if you meet a few basic criteria. Once approved, RTO National purchases the HVAC system and leases it to you.
3. Make Easy Monthly Lease Payments
You’ll enjoy predictable monthly payments, and you can track your account or pay anytime via the Customer Payment Portal.
We Accept all major Credit Cards
